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Later-Life and Equity Release Mortgages

We can advise you on later-life and equity release mortgages secured against your home that can help you release tax-free cash. Later-life and equity release mortgages are available to homeowners aged 55 or over. 

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Later-life and Equity Release  Mortgages

We understand that your home is more than just a property – it's a source of comfort, security, and pride. That's why we offer a range of later-life and equity release mortgage solutions that allow you to access the value of your home while continuing to live there.


You can consider the following reasons for this type of mortgage: Tax planning -- Gifting -- Care Needs -- Home improvements -- Extending a lease -- Interest Only -- New Home -- Managing Bills -- and Special Treat.

 Our friendly and knowledgeable advisors are here to guide you through the process and answer any questions you may have.  Contact us today to learn more about how we can help you unlock the value of your home.


Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you need to be sure it is one that meets your needs. If you would like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser can help you to choose the plan that is right for you. To understand the features and risks, ask for a personalised illustration.

Equity release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks ask for a personalised illustration.

Equity release requires paying off any outstanding mortgage. Equity released, plus accrued interest, to be repaid upon death or moving into long-term care. Equity release will affect the amount of inheritance you can leave and may affect your entitlement to means-tested benefits now or in the future. Money borrowed on a later life mortgage will be secured against your home.

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