top of page

Later-Life and Equity Release Mortgages

We can advise you on later-life and equity release mortgages secured against your home that can help you release tax-free cash. Later-life and equity release mortgages are available to homeowners aged 55 or over. 

Senior Men Playing Chess

Later-life and Equity Release  Mortgages

We understand that your home is more than just a property – it's a source of comfort, security, and pride. That's why we offer a range of later-life and equity release mortgage solutions that allow you to access the value of your home while continuing to live there.

 

You can consider the following reasons for this type of mortgage: Tax planning -- Gifting -- Care Needs -- Home improvements -- Extending a lease -- Interest Only -- New Home -- Managing Bills -- and Special Treat.

​

 Our friendly and knowledgeable advisors are here to guide you through the process and answer any questions you may have.  Contact us today to learn more about how we can help you unlock the value of your home.

Disclaimers:

Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you need to be sure it is one that meets your needs. If you would like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser can help you to choose the plan that is right for you. To understand the features and risks, ask for a personalised illustration.

​

Equity release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks ask for a personalised illustration.


Equity release requires paying off any outstanding mortgage. Equity released, plus accrued interest, to be repaid upon death or moving into long-term care. Equity release will affect the amount of inheritance you can leave and may affect your entitlement to means-tested benefits now or in the future. Money borrowed on a later life mortgage will be secured against your home.
 

Follow

  • LinkedIn

​

Home

Our Team

Contact

 

©2022 by Mountview Finance Ltd.

FIBA MEMBER MONO 300dpi.png
  1. Mountview Finance Ltd is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference [978578]. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. Mountview Finance Ltd is registered in England & Wales under number 14103208. Registered address 71 Church Rd Hove BN3 2BB.

  2. Not all services we offer are covered by the FCA.

  3. The information contained within this website is subject on the UK regulatory regime and is therefore targeted at consumers based in the UK.

  4. Your property may be repossessed if you do not keep up repayments on your mortgage.

  5. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £495 application fee and upto 1% mortgage advisory fee depending on complexity.

  6. We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

  7. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk

​

bottom of page