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We Provide Mortgages for Buy-to-Let 

The BTL mortgage market has changed significantly due to changes the UK government has brought in during recent years and we advise you on getting the best offer in the market for your BTL property.

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Affordability

The impacts of taxation and interest rates on the net profitability of Buy-to-Let properties has meant lenders across the marketplace have changed their affordability calculations substantially.

 

In addition, stress testing requirements have changed, and Buy-to-Let mortgage affordability is much more complex and varied than it used to be.

Our Expertise

We know the BTL market and continually monitor lenders’ interest rates and their affordability criteria.

 

We also know the lenders who look at leverage on a holistic basis and who can factor in other sources of income outside of the property itself in order to achieve a higher loan amount in addition to knowing those lenders who are not required to adhere to the PRA’s rules.

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The FCA does not regulate some investment and commercial mortgage contracts.

 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. PROTECTION POLICIES AND INSURANCE MAY BE SUBJECT TO EXCLUSIONS.

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